什么是Home Equity Line of Credit?

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从技术上来讲，它是一种房屋净值信用额度(Home Equity Line of Credit)，包括5种按揭形式以及5种信用额度形式。通常来讲，房屋净值信用额度是一种可周转性贷款产品，允许消费者利用房屋净值贷款。

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Home Equity Line of Credit
A Home Equity Line of Credit lets you use the equity in your home to borrow money. It’s a flexible alternative to a traditional mortgage that lets you pay at your own pace – making payments as low as interest only, or as much as you want.1